Why pay a higher rate when you don’t have to?

Need financing options on a home, or other real estate?  

Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.

What’s the difference between us and big banks? We’re your personal shopper and work with several lenders to offer you hundreds of mortgage products, not just two or three. As a result, you get:

• Lower rates
• More options
• Faster closings

Plus, we’re licensed, know the market and follow the trends. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

• Complete our simple mortgage pre-qualification letter request
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

To determine if you qualify, lenders review your total monthly debt (proposed housing payment +regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.